Chemotherapy: How It Works and How You'll Feel

Medically Reviewed by Jabeen Begum, MD on June 20, 2024
22 min read

Chemotherapy is a type of treatment with drugs that kill cancer cells. It is a strong and effective treatment but can also cause serious side effects.

What is chemotherapy made of?

There are many different kinds of chemotherapy drugs. Each one works a little differently. The main kinds are:

Alkylating agents. These drugs damage cell DNA, which is genetic material in charge of growth and development. This prevents cancer cells from multiplying. Alkylating agents are the oldest and most common type of chemotherapy. They include:

  • Altretamine
  • Bendamustine
  • Busulfan
  • Carboplatin
  • Chlorambucil
  • Cisplatin
  • Cyclophosphamide
  • Dacarbazine
  • Ifosfamide
  • Mechlorethamine
  • Melphalan
  • Oxaliplatin
  • Procarbazine
  • Temozolomide
  • Thiotepa
  • Trabectedin

Nitrosoureas are a special kind of alkylating agent. They can enter your brain and attack tumors there. This makes them effective for treating some brain cancers. Examples include:

  • Carmustine
  • Lomustine
  • Streptozocin

Antimetabolites. These stop cells from making DNA for new cancer cells. Common antimetabolites include:

  • 5-fluorouracil
  • 6-mercaptopurine
  • Azacitidine
  • Capecitabine
  • Cladribine
  • Clofarabine
  • Cytarabine
  • Decitabine
  • Floxuridine
  • Fludarabine
  • Gemcitabine
  • Hydroxyurea
  • Methotrexate
  • Nelarabine
  • Pemetrexed
  • Pentostatin
  • Pralatrexate
  • Thioguanine
  • Trifluridine/tipiracil combination

Topoisomerase inhibitors. This kind of chemotherapy drug stops a protein called topoisomerase from working. Topoisomerase helps cells copy their DNA, allowing them to multiply into new cells. If topoisomerase doesn’t work, cancer cells can’t multiply. Common ones include:

  • Etoposide
  • Irinotecan
  • Irinotecan liposomal
  • Mitoxantrone
  • Teniposide
  • Topotecan

Mitotic inhibitors. These drugs stop cells from multiplying (a process called mitosis). They’re also called plant alkaloids because plants use natural versions of these compounds to defend themselves. Some common ones are:

  • Cabazitaxel
  • Docetaxel
  • Nab-paclitaxel
  • Paclitaxel
  • Vinblastine
  • Vincristine
  • Vincristine liposomal
  • Vinorelbine

Antitumor antibiotics. This kind of chemotherapy drug stops cells from copying their DNA, so they can't multiply. Some drugs also damage DNA. They include:

  • Bleomycin
  • Dactinomycin
  • Daunorubicin
  • Doxorubicin
  • Doxorubicin liposomal
  • Epirubicin
  • Idarubicin
  • Mitomycin-C
  • Mitoxantrone
  • Valrubicin

Other chemotherapy drugs. These drugs don’t belong to the above categories, but they’re still helpful for treating cancer. They include:

  • All-trans-retinoic acid
  • Arsenic trioxide
  • Asparaginase
  • Eribulin
  • Ixabepilone
  • Mitotane
  • Omacetaxine
  • Pegaspargase
  • Procarbazine
  • Romidepsin
  • Vorinostat

You might get just one chemotherapy drug or a combination of them. Using a combination can make your treatment more effective because each drug attacks cancer in a different way. It also lowers the chances that your body will learn to resist a drug. Resistance means that the drug doesn’t work for you anymore.

There isn’t one “best” type of chemotherapy drug. Which drug will work best for you depends on many different things. You and your doctor will choose which drug(s) to use based on your:

  • Cancer type and stage
  • Previous cancer treatments
  • Health status
  • Treatment goals

Sometimes, doctors prescribe steroids to take with chemotherapy. Steroids can fight cancer (although they can’t treat cancer by themselves) and lessen side effects from chemo.

In your body, cells naturally grow and multiply. Each cell makes a copy of its DNA and then splits into two new cells. This is called the cell cycle. Cells only multiply at certain times, and they die when they get old. This is normal and healthy.

But sometimes, the process gets disrupted, causing cells to multiply too quickly. This results in cancer.

Chemotherapy targets these fast-growing cancer cells. The drugs kill these cells or at least stop them from multiplying. They do this by interrupting certain parts of the cell cycle. Each chemotherapy drug works differently. For example, some drugs stop DNA from copying itself so that cancer cells can’t multiply.

Unlike radiation or surgery, which target specific areas, chemo can work throughout your body. It kills cancer cells, but it can also affect some fast-growing healthy cells, like those of the skin, hair, intestines, mouth, and bone marrow. That’s what causes some of the side effects from the treatment.

Is chemotherapy painful?

Chemotherapy usually isn’t painful, especially if you get it as a pill or cream (for skin cancer).

If you get it as a shot, you might notice the needle prick. Some people feel a mild burning when the drugs start to flow, but this goes away quickly.

The effect of chemotherapy depends on the kind of cancer you have and how far along it is.

Cure: In some cases, the treatment can destroy cancer cells to the point that your doctor can no longer detect them in your body. After that, the best outcome is that they never grow back again, but that doesn’t always happen.

Stop the spread: In some cases, chemo may only be able to keep cancer from spreading to other parts of your body or slow the growth of cancer tumors. This can help you live longer with cancer.

Ease symptoms: In some cases, chemotherapy can’t cure or control the spread of cancer and is simply used to shrink tumors that cause pain or pressure. These tumors often continue to grow back. This type of therapy is called palliative treatment.

Sometimes, it treats cancer by itself, but more often it’s used in combination with:

Surgery. A doctor removes cancerous tumors or tissue, or organs affected by cancerous cells.

Radiation therapy. A doctor uses invisible radioactive particles to kill cancer cells. It may be delivered by a special machine that targets parts of your body from the outside, or by putting radioactive material on, near, and even inside your body.

Hormone therapy. Some cancers feed on certain hormones. This type of treatment uses drugs that stop the cancer from getting those hormones, effectively starving it.

Immunotherapy. This treatment uses drugs that strengthen your immune system so it can better fight the cancer.

Biological therapy. Living material in the form of bacteria, vaccines, or antibodies are carefully introduced to kill cancer cells.

Chemotherapy may be used to:

  • Shrink a tumor before radiation or surgery (neoadjuvant chemotherapy)
  • Destroy any remaining cancer cells after surgery or radiation (adjuvant chemotherapy)
  • Make other therapies (biological or radiation) more effective
  • Destroy cancer cells that return or spread to other parts of your body

Chemotherapy isn’t just used for cancer. It also can help treat autoimmune disorders and prepare people for bone marrow transplants.

Everyone has a different chemotherapy schedule. How long treatment lasts, and how often you get it, depends on:

  • The type of cancer you have
  • How far along it is
  • The goal of treatment — to cure, control growth, or ease pain
  • The type of chemotherapy
  • The way your body responds to the treatment

A single chemotherapy session usually lasts a few minutes to a few hours. But some people may need continuous infusions, powered by an electronic pump, which can last multiple days. You might start a continuous infusion at a hospital or clinic, then head home for the rest of the treatment.

These sessions can happen once a day, a week, or even a month.

You may have chemotherapy in “cycles” or “rounds.” This means a period of treatment and then a period of rest. For example, a 4-week cycle may mean 1 week of treatment and then 3 weeks of rest. The rest allows your body to make new healthy cells. Once a cycle has been planned out, it’s better not to skip a treatment, but your doctor may suggest it if the side effects are serious. Then your medical team will likely plan a new cycle to help you get back on track.

Chemotherapy drugs don’t stay in your body forever. Over time, your kidneys and liver break them down. Then, you pee or poop them out. How long this takes depends on the type of chemo drug and your health.

Chemotherapy is a powerful but intense treatment. There are a few things you might need to do before it starts. 

Here are some ways to get ready for chemotherapy:

Talk to your doctor. Ask them what to expect. This can help you mentally prepare and make plans. For example, you could bring a book with you during long treatments or ask about medications to manage certain side effects. Your doctor also can suggest resources and support groups.

Get medical tests and imaging done. Your doctor might suggest some tests to make sure your body can handle chemotherapy. They can use the test results to pick a drug and dosage that’s safe for you.

Get a medical device implanted if needed. If you’ll be getting intravenous (IV) treatment, you might need a device that can help deliver the chemo drugs. This could be a catheter, port, or pump. A doctor will surgically place this device into a large vein, often in your chest.

Visit your dentist. Chemotherapy lowers your immunity, making you more vulnerable to infection. It’s important to check for any existing tooth infections and treat them before chemotherapy begins.

Make plans for work and home life. Talk to your boss, coworkers, family, and friends about arrangements for when you’re getting treatment. For example, you might take short-term disability, ask to work remotely, or ask a friend to pick up your kids from school.

Call your insurance company. Chemotherapy is usually covered by insurance, but every plan has different rules. Don’t be afraid to double-check information and ask for help. Some companies offer patient assistance programs. 

Consider side effects and how to deal with them. Talk to your doctor about possible side effects and if there are ways to prevent or treat them. You might not be able to avoid certain side effects, but you can make a plan for them. For example, if chemotherapy will cause hair loss, you can start looking into wigs, scarves, or head wraps. If it will cause infertility, consider freezing your sperm or eggs. If it will make your skin more sensitive, start buying lotions, makeup, and sunscreen designed for sensitive skin.

For your first day of treatment, you should try to get a good night’s sleep and eat a light meal. Chemotherapy might make you nauseous or sleepy. So, it’s probably a good idea to ask someone to drive you. They also can be a source of moral support.

After the first session, you’ll have a better idea about what to eat and whether you can drive yourself to future appointments.

You can get chemotherapy in many different ways. Some are:

Intravenous (IV). The chemotherapy goes directly into a vein. You might get it through a tube in your arm or a device in your chest.

Injection. The drugs are delivered with a shot directly into the muscle in your hip, thigh, or arm, or in the fatty part of your arm, leg, or stomach, just beneath the skin.

Creams. For some types of skin cancer, you use a cream or gel containing chemotherapy drugs.

Pills. You can swallow a pill, capsule, or liquid.

Intra-arterial. The drugs go directly into the artery that is feeding the cancer, through a needle, or soft, thin tube (catheter). The drugs can also go into veins.

Intraperitoneal. The drugs are delivered to the peritoneal cavity, which contains organs such as your liver, intestines, stomach, and ovaries. It is done during surgery or through a tube with a special port that is put in by your doctor.

Intraplueral. This is when chemotherapy is delivered directly to your chest.

Intrathecal. For this type of chemotherapy, your doctor uses a needle or long-term catheter and port to inject medicine into the cerebrospinal fluid. This fluid surrounds your spinal cord and brain. Intrathecal chemotherapy is a good option for some brain cancers.

Intravesical. This type of chemotherapy is delivered to the bladder through the urethra. The urethra is the tube through which pee comes out. A doctor will thread a soft, thin catheter through your urethra, leave it in for a few hours during each treatment session, and then take it out.

Intramuscular. This is when the doctor uses a needle to inject chemo drugs into your muscles.

Intralesional. Depending on where the tumor is, your doctor might be able to inject drugs directly into it.

Surgical. In some cases, chemotherapy can be delivered directly to the tumor. During surgery, the doctor will put a thin wafer near the tumor. The wafer contains chemotherapy drugs and releases them as it breaks down. It also can be put in the empty spot where a cancer was surgically removed.

Depending on the type of chemotherapy you get, treatment could take place in:

  • Your home (pills and creams)
  • Your doctor’s office
  • A specialized clinic
  • An outpatient hospital infusion center
  • A hospital

IV chemo is the most common form of chemotherapy. It’s when chemotherapy drugs are delivered directly into a vein. The simplest way to do this is through a thin needle in a vein on your hand or lower arm. Your nurse inserts the needle and removes it when treatment is done.

But often, you’ll need other devices to make the process run more smoothly. The most common device is a soft, thin tube called catheter. If you get chemo through a catheter, the doctor doesn’t put the needle directly into your skin. Instead, they’ll thread one end of this tube into a large vein, often in your chest area. The other end stays outside your body. The doctor will use a needle to deliver chemotherapy and other drugs into the outer end of the tube. They can also use this tube to draw blood. Getting chemotherapy through a catheter takes a few minutes to a few hours.

If you get chemo through a catheter, you also might need a device called a port. This is a small disc that a surgeon connects to the catheter and places under your skin. A nurse may insert a needle into your port to give you chemotherapy drugs or draw blood. The needle can be left in place for treatments that last more than a day.

Sometimes, you’ll have a pump attached to your catheter or port. This device controls the flow of chemotherapy drugs (how fast they get into your body). You may carry this pump with you, or a surgeon may place it under your skin.

Long-term catheters and ports are good options when you need several chemotherapy treatments and don’t want to get repeated needle pokes. They also can deliver other medications, such as antibiotics and anti-nausea medicines. The doctor will place them into your vein and under your skin during a minor surgery.

Chemotherapy is a powerful treatment, but it can cause many side effects. This is because it also kills fast-growing healthy cells, not just cancer cells.

Everyone responds to chemo differently. Some people have only mild side effects, or none at all. Others might have one or two more severe side effects. It depends on a lot of things, including any other health conditions you have or medications you take. But there’s no way to know for sure what side effects you’ll have until you start chemotherapy. 

Some common side effects are:

  • Hair loss
  • Nausea and vomiting
  • Diarrhea
  • Constipation
  • Not feeling hungry
  • Weight loss
  • Mouth sores
  • Fatigue
  • Mood changes
  • Fever
  • Numbness, tingling, or pain
  • Dry skin
  • Changes in skin and nail color
  • Kidney and bladder problems
  • Libido changes
  • Easy bruising and bleeding
  • Anemia (low levels of red blood cells)
  • Neutropenia
  • Infection

Doctors can help prevent or treat many of these side effects. If necessary, they can even adjust your treatment to avoid certain side effects. Side effects usually go away soon after chemotherapy ends.

Chemotherapy and hair loss

Your hair grows out of tiny skin structures called hair follicles. Chemotherapy damages these follicles, causing hair to fall out. Depending on the drug, you might have hair loss or thinning just on your head, or also on your eyebrows, eyelashes, armpits, arm and leg hair, and pubic hair. But it affects everyone differently. Even for two people taking the same drug, one might have hair loss and the other won’t. 

Hair loss usually starts 1-3 weeks into treatment and becomes more noticeable at 1-2 months. It may be quick or slow. Clumps might come out when you wash or brush your hair.

Hair loss can be very upsetting. It might help to remember that it will grow back. In fact, it will probably start growing back before treatment is even finished. In the meantime, you can wear fashionable wigs, scarves, or head wraps, or if you prefer, you can shave your head.

Chemotherapy and constipation

Constipation is when you have trouble pooping. It happens when poop stays in your large intestine (colon) for a long time. This allows the colon to absorb more water from your poop than usual, making your poop hard.

Some cancers (especially colorectal cancer) and chemotherapy drugs (especially vincristine and other vinca alkaloids) can raise your risk for constipation.

You can manage constipation by:

  • Getting regular physical activity
  • Eating plenty of insoluble fiber from foods such as wheat bran, brown rice, almonds and walnuts, and leafy green vegetables
  • Taking laxatives, enemas, and suppositories as needed and with your doctor's permission

Tell your doctor if you don’t poop for 3 days, see blood in your poop, or have stomach pain or vomiting. Call 911 if you have bleeding from your rectum or severe stomach pain that won’t go away.

Chemotherapy and diarrhea

Diarrhea is when you have frequent, watery poops. You might also have stomach pain or cramps. Some cancers (especially pancreas, gastric, and colorectal), chemotherapy drugs (especially 5-fluorouracil, capecitabine, and irinotecan), and other cancer treatments can cause diarrhea. You might get diarrhea a few days after starting chemo.

If you have diarrhea, drink plenty of fluids to avoid dehydration. When ready, eat foods such as bananas, applesauce, toast, jello, broth, and popsicles. Ask your doctor if you should take any medications.

Talk to your doctor if the diarrhea lasts over 24 hours, you can’t keep liquids down for over 24 hours, you see blood in your poop, or have a fever. Call 911 if you have intense stomach pain or rectal bleeding that won’t go away, or if you can’t pee or eat for 24 hours.

Chemotherapy and mouth sores

Some kinds of chemotherapy can damage cells in the mouth, throat, and gastrointestinal system. This can lead to cuts or sores in the mouth, sometimes extending into the throat and beyond. They might be red or have small white patches. Some may bleed, leak pus, or be covered in a white or yellow film. You also may notice acid reflux, extra mucus in your mouth, or a dry or burning feeling while you eat. These sores can be painful and make it difficult to eat or swallow.

Mouth sores often appear 1-2 weeks after starting treatment and go away 2-4 weeks after treatment ends.

It’s important to talk with your doctor and dentist about preventing and treating mouth sores. Depending on your situation, they might suggest certain mouthwashes or medicines. You also can try:

  • Sucking on ice chips during treatments
  • Eating cold, soft, or moist foods
  • Avoiding sugary, spicy, acidic, or crunchy foods
  • Drinking through a straw
  • Using a lip balm

Call your doctor if you have:

  • Cuts or sores in the mouth
  • Bleeding gums
  • White patches on the tongue or in the mouth
  • Fever
  • Difficulty eating or taking medicine

Chemotherapy and skin rash

Chemotherapy and other cancer treatments can cause changes in the skin. Some people may have dry skin or changes in skin color.

Rashes are also common. They can form on the scalp, face, neck, upper back, chest, and other body parts. They might be itchy or painful, or they might cause burning and stinging.

Keep in mind that a skin rash from chemo is not the same as a rash caused by an allergic reaction to chemo. Talk to your doctor about all skin rashes. They can help you find the cause and treat it.

If you have a rash, keep it clean with warm water and soap, then pat it dry. Stay out of the sun when possible, and wear sunscreen and a hat. Ask your doctor about soap, lotions, or medications that might help.

Call your doctor if:

  • You’ve tried creams or lotions, but the rash has gotten worse.
  • The rash itches for over 48 hours.
  • The rash is bleeding or leaking smelly fluids.
  • The rash has blisters, crusts, or bright red skin.
  • The itchiness or discomfort keeps you awake at night.
  • Your skin turns yellow.
  • You have brown pee.

Chemotherapy and nails

Cancer treatment can affect nails in many different ways. These changes might affect one or many nails, start soon or a long time after treatment, and be temporary or permanent.

Common changes include:

Painful or delicate nailbeds. Red, swollen, or inflamed nailbeds can be caused by doxorubicin, docetaxel, paclitaxel, and nab-paclitaxel. In some cases, this could lead to painful infections.

Darkening of nails or nailbeds. Chemotherapy drugs such as bleomycin, capecitabine, cyclophosphamide, dacarbazine, daunorubicin, doxorubicin, idarubicin, melphalan, and methotrexate can cause your nails to become darker. This is usually temporary.

Ridges, pits, or other irregular marks on the nails. Cyclophosphamide, doxorubicin, docetaxel, hydroxyurea, idarubicin, ifosfamide, and 5-fluorouracil can cause ridges, creases, and unusual discolorations. In addition, doxorubicin, docetaxel, paclitaxel, and nab-paclitaxel can cause splinter hemorrhages, which are tiny red lines that show bleeding beneath the nail. These changes are usually temporary.

Nail plate lifting away from skin or falling off. Dacarbazine, daunorubicin, and mitoxantrone can cause your nail plate to separate from the skin and possibly fall off. This change is usually temporary. Be careful to avoid infections in the exposed area.

You can protect your nails by:

  • Wearing a prescription nail polish
  • Taking a biotin supplement (with your doctor’s approval)
  • Trimming your nails regularly
  • Keeping them clean
  • Wearing gloves when washing dishes, gardening, or cleaning
  • Wearing loose-fitting shoes

Tell your doctor about any changes in your nails. In some cases, you might need medication or surgery.

Chemo brain

Chemotherapy and other cancer treatments can cause problems with memory, thinking, and focus. You might have trouble remembering dates, finding words, or multitasking. This is sometimes called “chemo brain” or “brain fog.”

Brain fog might start before, during, or after chemotherapy. Scientists aren’t sure why it happens. Other health issues may also play a role. But it usually gets better over time.

Meanwhile, some things can relieve brain fog or manage it:

  • Exercise
  • Meditation
  • Yoga, tai chi, or qi gong
  • Some types of therapy
  • Routines
  • Puzzles and word games
  • Rest

Tell others how you are feeling. Family, friends, and coworkers are often understanding and can help support you. Your doctor can suggest therapies and other coping strategies.

When to worry

Some side effects can be signs of bigger problems. Call your doctor right away if you have:

  • A fever of 100.5 F or higher 
  • Unexplained bleeding or bruising
  • Rash
  • Swollen mouth or throat
  • Severe itchiness
  • Trouble swallowing
  • Trouble breathing
  • Strong chills
  • Pain or soreness where the needle or catheter enters your body
  • Unusual pain
  • Severe headaches 
  • Diarrhea or vomiting that doesn’t go away
  • Blood in your pee or poop

Long-term side effects

Some side effects might not show up for months or years after chemotherapy. These include:

  • Chemo brain (memory and thinking problems)
  • Heart, lung, or kidney problems
  • Nerve damage
  • Early menopause
  • Infertility
  • New cancer

Talk to your doctor about which side effects, both short- and long-term, are most common for the type of chemotherapy you’re taking. Also, ask about early signs of these side effects. You might be able to help prevent or treat them.

Chemotherapy can bring up a range of emotions. It might be challenging to adjust to new routines, manage side effects, or deal with your diagnosis. Each person responds differently to these changes. All of this is natural.

But some things can make your life easier during chemo. Here are some suggestions:

Be gentle with yourself. Remember that it’s normal to feel overwhelmed, angry, hopeful, and every other emotion. You can manage these feelings by talking with friends, staying active, eating well, and doing things that you enjoy. Don’t put pressure on yourself to feel or act a certain way. Think about seeing a therapist, especially if you feel sad or hopeless for more than 2 weeks. Even if you don’t think you’re depressed, a therapist can help you work through the challenges of cancer treatment. Reach out to your doctor right away if you are thinking about hurting or killing yourself.

Be open with others. Tell friends and family what you’re going through. This can help ease stress, even if it’s just venting.

Accept help. People can help you in different ways, whether that’s cooking dinner, being flexible with last-minute schedule changes, or simply listening to your concerns. Everyone has different skills and strengths. Think about making a list of things you need a hand with, and letting people choose a task. Getting help doesn’t just make your life easier — it helps your friends and family to cope, too.

Stay organized. When you have cancer, there is a lot of new information to absorb and paperwork to keep track of. Make a folder (either on paper or on your computer) with all your medical information, notes from your doctor visits, medical bills, and insurance statements. That way, everything you need is in one place. You can organize it into tabs or subfolders by date or form type.

Find your new normal. Cancer changes a lot of things. You might feel differently, physically and emotionally. You might need to start a treatment routine, accept help you wouldn’t normally expect, and find or strengthen your support systems. Take these changes one day at a time. It will take a while to get used to your new normal.

Take care of your hair and scalp. Ask your doctor if a cooling cap might safely lower your chances of hair loss. Be gentle with your hair and scalp. Avoid brushing, pulling, or curling it during treatment. You might want to wear a hair net at night or use a satin pillowcase to minimize hair loss. Protect your scalp with sunscreen in nice weather and a hat in cold weather.

Try new styles of headwear. If you have hair loss, it’s important to find a style that makes you feel comfortable and confident. You might want to buy a wig that matches your current hairdo, create a collection of fashionable head wraps and scarves, or shave your head for a bold statement. Research different styles and materials (some may vary in feel, cost, adjustability, and maintenance requirements) to find the option that’s right for you. The most important thing is that you feel good about yourself.

Can I work during chemo?

Chemo affects everyone differently. It’s hard to know how you’ll feel ahead of time, but your doctor can give you an idea of what you can expect. Some people might be able to continue their daily activities, but others might need to take time off work. You can also talk with your boss about working remotely or having flexible hours.

Remember that there are laws to protect you. The Americans With Disabilities Act gives you the right to ask for reasonable accommodations such as getting regular breaks, modifying your job duties, and providing certain equipment. In addition, the Family and Medical Leave Act can protect your job if you need to take time off while you get treatment.

The cost of your treatment will depend on:

  • The type of chemotherapy
  • How much you get
  • How often you get it
  • Where you live
  • Whether you get treatment at home, in a clinic, or at a hospital

Chemotherapy costs include things such as physician and nurse labor, lab testing and imaging, overhead, and more. Because of all these different factors, the cost can vary a lot. Estimates are as high as $48,000.

But insurance will usually help pay for chemotherapy. The exact amount depends on what plan you have. You might have to spend a certain amount of money (called a deductible) before insurance starts paying for treatment. Plus, you might have to pay a set copay at each visit, or you might pay a certain percentage of the total cost. Make sure to read your health insurance policy to find out exactly what it will and won’t pay for. 

For example, Medicare Part A only covers chemotherapy that’s given during an inpatient hospital stay. If you get it as an outpatient, you’ll need to use Medicare Part B. As soon as you meet your deductible, Medicare Part B will start paying for most of the costs. You will still need to pay a set copayment at each visit (if you’re getting chemo at an outpatient hospital clinic) or 20% of the bill (if you’re getting chemo at a doctor’s office or freestanding clinic). In addition, you may still need to pay for the drug itself. Medicare Part D covers some chemotherapy drugs, but not all.

When in doubt, call your insurance company to ask questions. Do this before starting treatment to avoid any unpleasant surprises. Your doctor might need to write a letter explaining why you need a certain treatment.

If you have trouble paying your bills, you can talk to your doctor’s billing team or hospital financial counselor. You might be able to get:

  • Lower rates
  • Payment plans (you pay the bill a little bit at a time)
  • Patient assistance

Some charities and organizations can help pay for treatment and other needs. CancerCare (and its aid search tool, A Helping Hand), the Cancer Financial Assistance Coalition, and the National Cancer Institute support services directory are good places to start.

The only surefire ways to know that chemo is working are medical tests and imaging. So, your doctor might suggest regular tests. These might include blood tests, X-rays, and other imaging.

Medical tests can help your doctor see if treatment is working. If it’s not, they can adjust the treatment plan or try something new.

Chemotherapy is a powerful type of cancer treatment. It works by killing cancer cells or stopping them from multiplying. But it also can have significant side effects. If you have cancer, talk to your doctor about whether chemotherapy is right for you, and if so, which kind.

How will I feel after my first chemo treatment?

Everyone responds to chemo differently. Your doctor can guess which side effects you might have, but ultimately you won’t know until you start treatment. Have a loved one drive you to your first treatment, just in case you don’t feel well afterward.

What happens when chemo works? 

Chemotherapy can be used to kill cancer cells, prevent cancer from spreading, or ease cancer symptoms. Your doctor will prescribe medical tests and scans to see whether it is working.

What should you expect when someone starts chemo?

When someone starts chemo, they might feel many different emotions. They may also have physical side effects. It’s important to support them during this time, whether that’s through making them dinner, driving their kids to school, or simply listening to them.